JUMBO LOAN
A jumbo loan, also referred to as a jumbo mortgage, is a form of funding that surpasses the boundaries established by the Federal Housing Finance Agency (FHFA). Unlike traditional mortgages, a jumbo loan cannot be bought, secured, or securitized by Fannie Mae or Freddie Mac.
Jumbo mortgages are intended for financing upscale properties and residences in fiercely competitive regional real estate markets, featuring distinct underwriting criteria and tax consequences. These types of home loans became more popular as the housing market started to rebound after the economic downturn known as the Great Recession.
THE BENEFITS OF A JUMBO MORTGAGE
- Higher Loan Limits
- One Single Loan
- Buy in More Desirable Markets
- Lower Down Payment
Our Mission
Empower clients with financial tools and personalized guidance to achieve their homeownership dreams with confidence and convenience.
Our Values
Integrity, transparency, and a customer-centric approach guide our every interaction, fostering trust and lasting relationships with our clients.
Our Vision
To be the top choice for individuals seeking trusted, innovative mortgage solutions in California, setting new benchmarks for excellence in the industry.